0.01% APY
Everyday Checking
The account the rest of your money moves through.
- No monthly service fee
- Early direct deposit
- Zelle-style instant sends
- 60,000 fee-free ATMs
Checking, savings, certificates and a card, priced so the headline number is the one you actually get.
The account the rest of your money moves through.
Interest-bearing checking for balances that sit still.
A rate that actually keeps up, with nothing locked away.
Savings rates with check-writing attached.
Lock the rate for a year.
2% back on everything, no categories to remember.
Checking and savings that do the boring parts properly: no monthly fee, early direct deposit and a balance you can trust.
High-yield savings, money market and certificates, insured to the FDIC limit and priced without games.
A debit card you can freeze in a tap and a credit card that pays 2% on everything without a category calendar.
ACH, domestic and international wires, bill pay and instant sends, each with a receipt you can quote down a phone line.
Operating accounts, payroll files, merchant settlement and a treasury team that answers the phone.
Mortgages, auto loans and lines of credit, underwritten by people who will explain the answer either way.
Two-step verification, alerts that arrive in seconds and a fraud line that is open every hour of the year.
IRAs, brokerage referrals and a planner who will tell you when you do not need one.